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Our Dentist Accepts Dental Insurance Plans in Central Arkansas
When lowering your out-of-pocket dental expenses is your goal, you’ll probably try to find a dentist by insurance. Many companies provide dental insurance to employees and negotiate rates with the provider – in fact, two-thirds of Americans have private dental insurance through their employer. While most employers agree to pay a select portion of the insurance costs, some decide to cover the majority or all of the costs. This is why two individuals with the same insurance provider can have different expenses for the same treatment. Another important fact to keep in mind is that the total fee, regardless of what insurance covers, is the patient’s responsibility.
Dental insurance plans vary widely, so it’s important to understand your benefits when it’s time for a dental procedure. If you’re ready to explore your dental insurance options, this guide will help get you started. If you still find that you have questions are reading the information below, please contact the dental professionals at our office by calling . We look forward to hearing from you.
Which Dentist Takes My Insurance Plan?
Locating a skillful dentist that takes insurance benefits is an important factor when choosing the right dental practice. If you are searching for compassionate and affordable dental care, know that Arkansas Maxillofacial Surgery Center is a preferred provider with several insurance companies, and our team is always available to help patients understand their benefits. When you say, “I don’t know how to use my dental insurance with a dentist in Central Arkansas,” we are here to assist you. Contact our office now to find out more.
How Can I Learn About My Dental Insurance Benefits?
When you need a dental checkup or are facing a dental emergency, finding a “dentist near me who accepts my insurance” is essential. It’s also important to understand what benefits your coverage offers. While we’re only a phone call away when you have questions, there are some topics that are best addressed by your dental insurance provider. If you’re unsure where to start, try these frequently asked questions when trying to find a dentist in Central Arkansas by insurance:
- What dentist takes my insurance, and are they near me?
- What are the plan’s deductible limits?
- What are my annual minimum and maximum benefits?
- Is there a waiting period before having a procedure?
- If I am missing a tooth or several teeth, is there a stipulation involved?
- How many appointments can I have with the dentist?
- Does the plan cover invisible aligners or other orthodontic options?
- How does the policy handle pre-authorizations?
- What will my co-pay be?
There are several other questions that may arise when you research your insurance, but another important thing to consider is whether your plan is a PPO or HMO. If you look for a dentist that accepts PPO insurance options, you will have to pay a specific percentage of an overall reduced rate, called coinsurance, and your plan will cover the rest. Coinsurance can vary depending on the type of treatment you receive – for example, preventive care is usually less costly than restorative care. Additionally, PPOs typically offer more flexibility when selecting a provider, but they can have higher premiums.
On the other hand, if you decide to visit a quality dentist that accepts HMO insurance, your premiums will be lower. Those with HMO plans must select one dental facility from an approved list. If you require treatment from a specialist, it may require pre-authorization from the insurance provider.
We know that figuring out what dental insurance plan is right for you can be challenging — and often confusing! That’s why we work with every patient to ensure they understand their coverage by addressing any questions they have. No matter what your specific needs are, we’ll make sure you receive the most benefits possible from your plan.
Remember, even if you find a dentist in Central Arkansas by insurance, unexpected expenses can still arise. When this happens, our flexible financing can help. These plans allow you to cover the balance over multiple payments and can be used alongside your dental insurance. Find out more about our affordable dental practice by giving us a call.
Our Dental Care Commitment to You
When faced with the question, “Can I find an affordable dentist near me who accepts my insurance carrier?,” turn to our office for your dental needs. We’re committed to making good oral health affordable for all patients regardless of budget or insurance plan. Our dentist and team members will help you navigate the claims process and understand what your plan covers — all while providing high-quality care in a comfortable atmosphere. Achieve your healthiest smile by contacting us today. We’d love to help you get started achieving your dental health goals.
Insurances We Accept
- Anthem (BCBS)
- Blue Cross & Blue Shield
- Connection Dental
- Delta DPO
- Delta Dental Premier®
- Delta PPO
- Dental Health Alliance
- Dental Wellness
- Florida Combined Life
- Florida Dental Benefits
- Golden Rule
- Group Administrators, Ltd.
- Health Advantage
- Horizon (BCBS)
- Lincoln Financial
- Logistics (US Military Reserves Program)
- Sun Life Financial
- United Concordia
- United Healthcare